University of Science and Technology Chittagong

+880 1810 097025

+880 1810 097026

registrar@ustc.ac.bd

Maruf Ahmed

Lecturer
Finance and Banking
Email:marufahmed@ustc.ac.bd

Profile

Maruf Ahmed is currently serving as a Lecturer in the Department of Finance and Banking at the University of Science and Technology, Chittagong (USTC) since February 26th 2025. He earned both his Bachelor of Business Administration (BBA) and Master of Business Administration (MBA) degrees with a major in Accounting and Information Systems (AIS) from Noakhali Science and Technology University (NSTU).
His academic and research interests lie in emerging and impactful areas including Cloud Accounting, Climate Finance, Corporate Sustainability, Corporate Governance, Ethical Finance, Artificial Intelligence, and Financial Reporting Quality. He has already contributed to scholarly discourse through publications in peer-reviewed journals.
Maruf Ahmed is deeply committed to fostering academic excellence, promoting critical thinking among students, and advancing interdisciplinary research. With a strong commitment to academic innovation and integrity, he wants to make a substantial contribution to USTC’s institutional growth and research capabilities.
Driven by a passion for transformative education, Maruf envisions becoming a full professor and eventually guiding a top-tier academic institution toward new milestones in teaching, research, and societal contribution

Education

  • Master of Business Administration with a major in Accounting and Information Systems (AIS), Noakhali Science and Technology University (NSTU)
  • Bachelor of Business Administration with a major in Accounting and Information Systems (AIS), Noakhali Science and Technology University (NSTU)
  • HSC, Comilla Victoria Government College
  • SSC, Comilla Zilla School

Program Affiliated

  • Master of Business Administration (MBA)
  • Bachelor of Business Administration (BBA)

Areas of Interest

  • Cloud Accounting
  • Climate Finance
  • Corporate Sustainability
  • Corporate Governance
  • Ethical Finance
  • Artificial Intelligence
  • Organizational Internal Factors
  • Financial Reporting Quality

Courses Taught

  • Financial Accounting 1 & 2
  • Introduction to Business
  • Business Mathematics
  • Ethics and Governance
  • Organizational Behavior
  • Business Environment
  • Principles of Insurance
  • Industrial Management and Accounting

Journals & Articles

Journal:

  • Ahmed, M., Saha, T., Hossain, T., Hoque, E., & Miah, Md. R. (2025). Adoption of cloud accounting and its impact on financial performance: a study on the banking industry of Bangladesh. Journal of Banking and Financial Technology. https://doi.org/10.1007/s42786-025-00057-2